Displaying items by tag: Assisted Living
Living As A Senior in Michigan
The State of Michigan is blessed with the riches of unspoiled nature: the nation's longest freshwater coastline, world class beaches and the abundance of fresh produce straight from the farm. Here you will find more than 100 public beaches, sand dunes, two National Lakeshores and the only national marine sanctuary in the Great Lakes - the Thunder Bay National Marine Sanctuary in Lake Huron. Along the shoreline there are 129 lighthouses, numerous maritime museums, ten shipwreck-diving preserves and historic military fortifications.
And Michigan is a state of industry. From the ‘Big Three’ auto plants to lumber, pharmaceutical and mining industries. These have contributed to comfortable retirement for Michigan seniors. There is the world famous Henry Ford Museum, America's "Greatest History Attraction" and a thriving arts and culinary scene. And don’t forget the Mighty Mackinaw Bridge and Mackinaw Island where folks can visit life as it was in bygone eras.
Michigan has 19 million acres of forests. Lakes, campgrounds, wildlife refuges and 103 Michigan state parks and recreation areas create a wide variety of recreational pursuits.
Assisted Living in Michigan
The state of Michigan does not license or regulate assisted living facilities.
In Michigan, assisted living community staff will create a service plan, or care plan, for each resident. This is done as part of an initial screening of each resident and before the person moves into the facility. These plans are based on information provided by the resident or his or her legal representative.
As part of the plan, the resident's primary care doctor conducts a physical and mental health screening to make sure assisted living is the appropriate level of care for their needs. If signs of Alzheimer's or dementia are found, then memory care may be recommended. Most Michigan assisted living facilities to not accept residents needing this level of care. If a physical ailment is present that requires regular therapy or medication, skilled nursing or rehabilitation care are usually the right choices. For seniors who are capable of taking care of themselves, Michigan assisted living may be a good choice.
Licensed and Regulated Senior Homes in Michigan
Michigan does have a number of types of senior living that is Licensed, Regulated and Regularly Inspected by the State. These include:
- Adult Foster Care Family Homes
- Adult Foster Care Large Group Homes
- Adult Foster Care Medium Group Homes
- Adult Foster Care Small Group Homes
- Homes for the Aged
- Nursing Homes
Responsible for licensing such homes is the Michigan State Adult Foster Care and Homes for the Aged Licensing Division. There are Staffing Requirements and Staff Training Requirements to obtain and maintain a license. Also background checks for each staff member.
High-functioning seniors who may need help with bathing, dressing, meal preparation and other activities of daily living (ADLs) most often find themselves living in privately overseen residential care communities.
The Cost of Senior Living in Michigan
There are over 4,000 senior care homes of all types in Michigan. Genworth lists the average cost of a private, one bedroom unit in an assisted living community in Michigan as $4,084. This places Michigan on the higher end of the scale at about $100 over the national average, and about $200 lower than the median cost of assisted living in nearby states.
The state Medicaid program is known as Healthy Michigan, and can provide residents of the state with financial assistance. Qualifications to enroll include:
- Permanent residents of the state of Michigan
- Between 18 and 64 years old
- Not pregnant at the time of application
- Not currently enrolled in other Medicaid programs
- Not eligible for Medicare
Also Michigan has several government agencies and various nonprofits that assist aging citizens who need help with their transition into assisted living, as well as for those who could use a helping hand before or after they have gotten settled in. These services are typically provide free of charge.
A Wide Variety of Michigan Senior Living Options
Yes Michigan many senior living possibilities, both licensed and unlicensed. From what some refer to as assisted living to state regulated homes such as Adult Foster Care, Group Homes and more providing home like settings with trained staff and the companionship of other seniors.
The Cost Of Nursing Homes and At-Home Care Goes Up Nationwide
A survey released by Genworth Financial Inc., showed that the cost for senior care continues to rise across the country. Costs were up an average of 3 percent from 2017 to 2018, with some care categories exceeding the United States inflation rate by two to three times.
The company Genworth, which released the survey, sells long-term insurance and has been publishing its care related survey for 15 years. According to Gordon Saunders the senior brand marketing manager for Genworth ““It is a benchmark to understand, as I age or as a family member ages, wha I can expect the cost is going to be.”
The availability of the type of workers to work in these settings is making it challenging - Gordon Saunders, Genworth Financial Inc.
One example of the pressure on the affordability of senior care was in Virginia, where costs rose from 2017 to 2018 for homemaker services, home health aides, adult day care and nursing home care. The largest increase was for a private room in a nursing home facility, which rose nearly 7.7 percent in Virginia to a median annual cost of $102,200.
Nationally, costs for a private room in a nursing home rose 3 percent to $100,375.
Other Cost Increases For Long-Term Senior Care
- The cost of Assisted Living Facilities rose by almost 6.7 percent from 20117 to 2018, to a median cost of $48,000 per year.
- The costs for home health aides saw an increase of 2.3 percent to $50,336 annually nationwide.
- The cost of adult day care services rose 2.8 percent nationally to $18,720 per year on average.
According to Gordon Saunders, one of the many reasons for the increase in the cost of long-term senior care is the ability of businesses to obtain qualified staff. “The availability of the type of workers to work in these settings is making it challenging,” he said.
And as the demand for senior care services continues to increase in the U.S. and worldwide for that matter, it can be expected that the cost of such services will continue to increase as well.
Genworth reports that its data was obtained from surveying about 49,000 long-term care providers nationwide.
How Can We Afford Long-Term Senior Care?
One well reviewed and highly respected option for long-term senior care is becoming more and more available. That type of care is know, as Adult Foster Care, Senior Board and Care and other names depending upon what state you may reside in. With thousands of such homes now available throughout the U.S., many families are taking advantage of this type of senior long term care facility. Most states have licensing and staffing requirements, and these homes are an excellent alternative to nursing homes, often able to provide compatible care in a small homelike environment, and ad a much more affordable cost.
Please use our site to find such home near you and your family. And use our Help Sections to ask questions and get assistance. You will be glad you did.
Three People Accused in Massive Medicare Fraud in Florida
The U.S. Justice Department is calling it the largest criminal health care fraud case ever brought against individual suspects. The $1 Billion health care fraud took advantage of Medicare in Florida, agents said.
Three people are accused of a massive fraud involving a number of Miami-based health care providers. Many assisted living facilities may also have been part of the health care fraud.
The three facing charges are all from Florida's Miami-Dade County; they are Philip Esformes, 47, owner of more than 30 Miami-area nursing and assisted living facilities; hospital administrator Odette Barcha, 49; and physician assistant Arnaldo Carmouze, 56, according to the Justice Department .
"Medicare fraud has infected every facet of our health care system," U.S. Attorney Wifredo Ferrer said Friday while indictments against the three were announced.
Included in the indictments are accusations of leading "a complex and profitable health care fraud scheme that resulted in staggering losses, in excess of $1 billion," said Special Agent in Charge George L. Piro of the FBI's Miami field office.
Community Mental Health Centers and Home Health Care Providers Received Payments
Investigators say Esformes access to thousands of Medicare and Medicaid beneficiaries were instrumental to perpetrate the fraud. How this will affect the future of Florida Medicare remains to be seen.
It was also announced that money, in the form of kickbacks, were paid to Esformes and his co-conspirators in return for "steering beneficiaries to other health care providers including community mental health centers and home health care providers, who also performed medically unnecessary treatments that were billed to Medicare and Medicaid."
"Many of these beneficiaries did not qualify for skilled nursing home care or for placement in an assisted living facility. However Esformes and his co-conspirators nevertheless admitted them to Esformes Network facilities where the beneficiaries received medically unnecessary services that were billed to Medicare and Medicaid."
Charges of conspiracy, money laundering and health care fraud against Esformes and Barcha were also included in the announcement.
For Adult Foster Care, Assisted Living and all Senior Care Home owners and operators.
Senior Home Search, the popular website for finding assisted living and senior care homes, now allows owners of these ideal senior living options to list Free!
Full Featured Senior Home Listings are now completely free. And the website allows visitors to contact homes directly and safely by phone, contact forms and email.
Your Full Page Senior Home Listing can include a Detailed Description, up to 8 Photos, a Printable Brochure and even your own Video Tour.
When you list your home with Senior Home Search you will be helping families find the right senior housing option for their loved ones.
Click Below to Find Out More...
The Cost Of Assisted Living And Senior Care
If you would like to know how much the different types of long term senior living costs you can be assured there is much information available.
According to one U.S. government source, the average cost of long term senior care and assisted living ranges from about $36,000 to around $72,000 per year. And in some cases the average can be over $250,000 per year. The average monthly cost of adult foster care and small senior homes in the U.S. is somewhat lower, roughly $2,500 a month to about $4,500 per month. If you think that is a wide difference you are correct. Why such a big difference?
That’s easy to answer. It is because there are 50 states in the U.S. and probably about 100 different Kinds of Long Term Care, or senior homes and senior living, depending on the state. Each of those different kinds of senior living has a different cost associated with it. That’s right, the kind of care and where it takes place makes a big difference in the yearly, and of course monthly cost.
'The national median monthly rate for a one-bedroom unit in an assisted living facility is $4,300 per month’ according to the latest Cost of Care Survey released by Genworth Financial Inc. of Richmond, Virginia. That's $51,600 per year, an increase of about 50 percent over the year 2013.
And so the key to finding out ‘What is the Cost of Senior Home Living’ to you and your loved one is to have a good resource to help you. You will want to do the following:
1. Identify the kind of Senior Home you are in need of.
2. Determine which of those homes can provide the kind of care required.
3. Locate homes that fit and are close and convenient to you and your family.
Once you have that information, you will have a good idea of the Cost of Senior Home Living for you and your loved one.
What Are The Best Sources To Find What Senior Living Costs?
Senior Home Search is one of the Best Sources for helping you get this information. We offer information on thousands of small to medium sized Senior Care Homes across the U.S. in an easy to use format. Homes that are many times family owned and operated, fully state licensed, professionally staffed and very importantly, offer a family like home atmosphere.
There are literally dozens and dozens of web sites with “calculators” to get costs – and your name and phone number. There are web sites that pressure you to call an “800” number to talk to a sales person. But really, the best way is to use Senior Home Search to help you collect the information you need without the hassle. Contact Senior Care Home owners directly to find out what the Cost of Senior Home Living and Assisted Living really is.
Forms To Help You Search For The Best Senior Living
Using a Checklist when looking online or when visiting a home in person is important. A Checklist will help you ask all the right questions and get all the answers you need to make an informed decision.
Senior Home Search has put together a checklist for you to use. Have it with you when calling and visiting each home you are considering. It is very comprehensive and we hope you find it helpful.
There may be things on the list you did not think of and this will help you in your search. You can print out as many copies as you need to take with you when visiting each home. Get your copy now.
Find Senior Homes and Assisted Living Near You. Contact Homes Direct, No Middle Man
We list only small to medium sized Senior Living Homes. Adult Foster Care Homes, Board and Care Homes in each state.
We charge nothing to use this site to search for a home for you or a loved one.
We provide you with each Home Owner’s full Phone Number and Address.
Each listing provides a convenient Contact Form you may fill out which is sent for a quick response to your questions.
Each listing can be printed out or shared by email to assist you in your search.
Senior Homes - What are the Options in Your State
In your search for a place for yourself or a place for mom or dad to live, you are seeing so many different names and terms for various types of senior homes and senior living. These terms and names have changed over the years and what we may have at one time called a 'Nursing Home' or 'Old Folks Home' are now called many other things. At one time thoughts of white-walled, institutional settings we we’re hesitant to visit are now independent and assisted living options offering a wide range of appealing amenities, features and socializations.
Assisted Living, Adult Foster Care, Nursing Home, Board and Care Homes.
The different levels of care available today will depend on you or your loved one's needs, and various options, depending on a senior's health, age and financial status.
What is very important however, is that most if not every state in the U.S. has it's own definitions - descriptions and usually licensing requirements for senior living options. This is where we provide you with an important and useful resource for finding what your states options are.
To discover what senior living options are offered in your state:
Information updated regularly.
What You Should Do When Searching For Senior Living
When it comes time to choose a home for you or your senior Loved One, you may discover it is a difficult task. Your goal is to find the best home possible yet you may be looking at many, even dozens of homes on a list. How will you make the right decision?
The best way can be to make sure you are informed about each home you are considering. First it is great to have access to the internet so you may gather details about homes in your area, their basic information, rates, amenities, history, even photos of the homes and their surroundings. Also you will want to make a list so that you can collect that information about each home you are looking at and have it available when finally making that important choice. You can fill out the list from the facts you gather on the web, but also take it along when you visit the homes in your search. Obviously it is very important to visit each home you are considering.
So here are some tips on conducting your search and suggestions for some of the information you will want to collect.
1. Determine The Needs Of You Or Your Loved One
What are the needs which must be provided by the home? This is a question that should be answered first. If a home does not meet those needs it will not be placed on a list of homes you will consider. Needs may depend on your loved ones level of independence, health care needs, even budget and payment option requirements. Many of these questions are answered on websites such as Senior Home Search. But do not neglect calling the homes as well.
To determine needs you may ask some questions: Does your loved one require help with Activities of Daily Living - ADLs? Do they need help with dressing themselves, taking a shower, and going to the bathroom, preparing meals, taking their medications, etc.? Are there memory issues – dementia or Alzheimers disease? Some homes will not accept someone with memory issues while others specialize in and/or are licensed for memory care.
2. Make a List of Homes
Once you have determined what needs must be provided by a prospective home, make a list of all of the homes that address those needs and are in a location that will be as convenient as possible to as many of those as will be regular visitors or responsible for monitoring your loved ones care. This will no doubt include family and also friends who are active in their care.
How many homes will be on this list depends on you, as you will be doing quite a bit of homework in order to find the best possible fit. Many people will work with a list of at least 3 or 4 homes that fill their needs. As discussed these needs will include 1) Location 2) Budget and 3) Required Care.
3. Visit Each Home / Facility on Your List
Most if not all of us would never consider buying a home or renting an apartment without first visiting. Likewise, each home on your list should be visited, allowing sufficient time to get a thorough understanding of the home, its staff and how it is operated. In many cases, especially with smaller homes, you will be meeting with the owner. Be sure to have your checklist and questions handy on your visits.
4. Ask the Right Questions
Whether during your visit or on the phone, you should be prepared with the right questions to ask about the home. This is important to ensure your search for the best possible home and environment for your loved one is a success. Your questions should be designed to help you understand clearly the services, programs and processes the care home has in place. Your questions may include:
What is the ratio of caregivers to residents on every shift?
Does the staff undergo a background check before employment?
How will you meet my loved ones needs?
How often are visitors allowed? Are visitors allowed anytime?
Is the staff provided with ongoing training? Is the staff monitored to assure proper behavior and job performance?
What are the state requirements and the homes requirements to be hired to provide care?
What safety guidelines are in place at the home?
These are just a few examples of questions that should be answered clearly and in a detailed manor by the home/facility operator. You will no doubt want to add others you feel are important. And do not be afraid to write down the answers provided while on your visit.
5. Be Thorough When Visiting Each Home
When you visit each care home, make sure you inspect the facility thoroughly noting things that are good about it, and also any red flags which may turn up. Does the home or facility make you feel welcomed? Does it smell good like it was just cleaned or does it smell like urine?
Do you see licensing certificates posted in plain view? Do they have photos of the residents’ celebrations? Do they visibly display their food menu or schedule of activities? Are the residents just sleeping in their room during the day or are they staying active? Are the bathrooms and inside the refrigerators clean? Does it look like they pay attention to detail at the facility?
You can see that a very thorough inspection will take some time, but is extremely important. Your loved one may be living there one day!
6. Talk to the Residents
Are the residents living in the home sociable? How do they interact with one another? Do they look well groomed? Are they happy? Are their alert levels similar to that of your Loved One? In case the residents are not alert, it does not mean the care facility is a bad home. It could mean that the particular home or community specializes in dementia residents. Make sure to find out from the staff and owner the condition of the residents before you visit to help save you time. And it is important to talk to the residents and try to determine if they would get along with your Loved One.
7. Talk to the Owner and the Caregivers
Does the Owner and each Caregiver at the home during your visit seem friendly and welcoming? Do they rush you off or do they take time to answer your questions. Do they seem to want to understand your Loved One’s needs? How do the staff and caregivers interact with the residents? Do they seem like they care? Observe them and do not hesitate to take notes.
8. Get All the Facts
Preferably before your visit, you should check on the Facility’s Licensing Records and get testimonials from the other residents’ families that are staying there now or that have stayed there in the past. Check with the neighbors to see if there have been any reported problems inside or outside of the home or facility.
If you want a thorough report, a great place to start checking on the care facility is with State Licensing board or department. Each care home and community is licensed by the State and they keep on file all of the write-ups or citations each facility has received since it opened.
Minor citations are common such as administration write-ups. However, major citations noted by the State inspector are something worth learning more about in detail. If a care facility has a major citation, it is worth getting more information from the State and even bringing it to the attention of the care homeowner or management staff for an explanation. It may turn out to be a reason to remove that home from your list.
You may also check to see if the home is rated online at sites other than the States website. Do your research and check online reviews and ratings for the facilities you are considering. Be sure to also check the Better Business Bureau rating and look for complaints and even compliments from the residents or their families.
9. Take All The Time You Need!
The more time you have to research each home on your list, the better it is for you and your Loved One. The home you and your family choose should be the best you can find. This is a most important decision and deserves as much time as needed.
Keep in mind that good, excelling care homes and communities will many times stay full with no vacancies. When a vacancy does become available, due to their popularity and reputation, they fill their opening up very quickly.
It can be difficult lining up a good care home just when it has an opening And it is the time when your Loved One is in need of care. If you already visited homes but your Loved One is not ready, it might be a good idea to see if you can go on the care facilities wait lists.
Summary and Conclusion:
Selecting the right senior care home for you or your Loved One is a very important task. A good – well thought out choice is important in order to avoid having to move your Loved One from one care facility to another due to unforeseen problems or issues. Such moves can be very difficult for your Loved One and place them under a lot of stress.
The initial move to an assisted living care home or community is already going to be a big adjustment so you want to make sure that you choose carefully. You can use these tips to help increase your chances of success in finding the right home.
In this article I thought to share with you some of my findings on the HIDDEN FEES that are lurking in some if not all Assisted Living Facilities' pricing structures. This came to mind after I was reviewing a checklist that AARP put out for people who are searching for an Assisted Living facility. What was it that was so surprising?
Checklist for Assisted Living and Senior Homes
Choosing an Assisted Living or Senior Home for yourself or a loved one can prove to be challenging. Here at Senior Home Search we hope to help you by providing information and links to articles that will make your search better and easier.
Do You Have a Checklist?
Using a Checklist while searching online or when visiting a home in person can be very important. It will help you ask all the right questions and get all the answers you need to make an informed decision.
We have put together a checklist for you to use. Have it handy when calling and visiting each home you are considering. It is very comprehensive and we hope you find it helpful.
There may be things on the list you did not think of and this will help you in your search. You can print out as many copies as you need to take with you when visiting each home. Click on this link to get your copy:
Senior Home Search Printable Checklist
Thank you and check back often for updates on making your Senior Home Search the best it can be.
Find The Best Senior Care Homes And Assisted Living Homes Here
These Adult Family Care Homes are just that - homes that provide small intimate settings with consistent caregivers that foster a family like atmosphere.
When looking for a new home for our own mother we chose one of these, an AFC, and she couldn’t be happier. Around the country, access to these homes has been getting better, however with the large – hotel and apartment like facilities leading the markets for assisted living they sometimes get lost in the haze so to speak.
This is why our site is dedicated to these homes and only these homes, no big guys to muddy up the waters. Our site links you directly with the owners, no annoying care coordinators hounding you for your business and no large commission charged to the home owner. It’s a win, win for everyone.
Please feel free to use our Senior Home Search web site to find out what we did, that bigger isn’t always better and let us know what you think.
Thank you for visiting our website. Please browse as often as you wish. You may use our contact page to ask questions or even make recommendations. We would love to hear from you.